Terms and Conditions

1. Acceptance of Terms

By accessing or using the Meridian AI website, dashboard, or any related services (collectively, the "Service"), you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree with any part of these Terms, you must not use the Service.

These Terms apply to all visitors, users, and others who access or use the Service, regardless of registration status.

2. Description of Service

Meridian AI provides AI-driven data analysis tools intended to support the assessment of digital asset risk. The Service presents data, models, and reports for informational purposes only.

The Service does not constitute financial, investment, tax, or legal advice, and nothing presented through the Service should be construed as a recommendation to buy, sell, or hold any asset. Any decisions made based on information from the Service are made at your own discretion and risk.

3. Eligibility

You must be at least 18 years of age, or the age of legal majority in your jurisdiction, to use the Service. By using the Service, you represent and warrant that you meet this requirement and that you have the legal capacity to enter into these Terms.

4. Account Registration

Certain features of the Service may require you to create an account. You agree to provide accurate, current, and complete information during registration and to keep this information up to date.

You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. You must notify us promptly of any unauthorized use of your account.

5. No Financial Advice

All outputs, scores, reports, and other content generated by the Service are provided for general informational purposes only. Meridian AI is not a registered investment adviser, broker-dealer, or financial institution, and does not provide personalized investment advice.

Digital assets are volatile and carry substantial risk, including the risk of total loss. You should conduct your own independent research and consult with a qualified professional before making any financial decision.

6. Acceptable Use

You agree not to:

• Use the Service for any unlawful purpose or in violation of any applicable regulations;
• Attempt to reverse-engineer, decompile, or extract the underlying models or source code of the Service;
• Interfere with or disrupt the integrity or performance of the Service, including through automated scraping or excessive requests;
• Misrepresent your identity or affiliation, or impersonate any person or entity;
• Resell, sublicense, or redistribute the Service or its outputs without prior written consent.

We reserve the right to suspend or terminate access for any user who violates these provisions.

7. Intellectual Property

All content, design elements, software, methodologies, and materials made available through the Service are the property of Meridian AI or its licensors and are protected by applicable intellectual property laws.

Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable license to access and use the Service for your own internal, non-commercial purposes.

8. Subscription and Payment

Certain features of the Service may be offered on a paid subscription basis. Where applicable, pricing, billing cycles, and cancellation terms will be presented to you at the point of purchase.

Failure to pay applicable fees may result in suspension or termination of access to paid features. Unless otherwise stated, fees are non-refundable.

9. Disclaimers

The Service is provided on an "as is" and "as available" basis, without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement.

We do not warrant that the Service will be uninterrupted, error-free, or that any data, models, or reports will be accurate, complete, or reliable at all times.

10. Limitation of Liability

To the fullest extent permitted by applicable law, Meridian AI and its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or goodwill, arising from or related to your use of the Service.

Our total aggregate liability for any claim arising out of or relating to these Terms or the Service shall not exceed the amount, if any, you paid to us in the twelve months preceding the claim.

11. Indemnification

You agree to indemnify and hold harmless Meridian AI, its affiliates, and their respective personnel from any claims, damages, losses, or expenses (including reasonable legal fees) arising out of your use of the Service or your violation of these Terms.

12. Third-Party Links and Services

The Service may contain links to third-party websites or integrate with third-party data sources. We do not control and are not responsible for the content, accuracy, or practices of any third party. Your use of third-party services is at your own risk and subject to their own terms.

13. Termination

We may suspend or terminate your access to the Service at any time, with or without notice, for conduct that we believe violates these Terms or is otherwise harmful to other users, us, or third parties. You may stop using the Service at any time.

14. Changes to These Terms

We may revise these Terms from time to time. Material changes will be indicated by updating the "Last updated" date at the top of this page. Continued use of the Service after any such changes constitutes your acceptance of the revised Terms.

15. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction of our registered office, without regard to conflict-of-law principles. This section is a general placeholder and should be reviewed and confirmed for your specific circumstances.

16. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

17. Contact

If you have any questions about these Terms, please contact us via the details provided on our Contact page.